Articles
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Your Contractor Has Insurance. That Doesn’t Mean You’re Covered.
Logging is hard, physical, dangerous work. It runs through heat, dust, mud, steep ground, mechanical breakdowns, fire restrictions, and narrow margins. Loggers know how to fall timber, run heavy equipment, build roads, move logs, and keep a job going. Most loggers do not enter the industry wanting to review insurance endorsements. Honestly, neither…
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Public Charge Is Changing Again: The New Bond Pilot and the September 18th Rule
The federal government has announced two related but distinct changes to the public charge ground of inadmissibility. First, the U.S. Department of State has begun using public charge bonds in select immigrant visa cases. Second, a new Department of Homeland Security (DHS) rule will change how certain public charge determinations are made beginning…
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Estate planning checkup: ensuring estate and business succession plans align
For many business owners, estate planning hasn’t kept pace with the business itself. Midyear is a great opportunity to step back from day-to-day operations and assess whether your estate and succession plans reflect how your business operates today, and your hopes for the future. Estate planning often lags behind business growth. Ownership struct…
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5 warning signs health care fraud could be driving up your insurance costs
Health insurance premiums continue to rise, and most people assume the reason is simple: health care is expensive. While the cost of care is a major driver, other factors often operate in the background, affecting businesses, employees, and families: fraud, waste, and abuse within parts of the health care system. These schemes rarely look like obvi…
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The ‘no tax’ overtime myth: employer payroll and reporting obligations under the ‘One Big Beautiful Bill’ Act explained
The “One Big Beautiful Bill” has generated attention (and confusion) among employers. Much of the conversation has focused on “no tax on overtime” or “no tax on tips.” But for employers, that shorthand is misleading. The law does not eliminate payroll taxes or change how overtime must be calculated or paid. Instead, it creates a tempora…
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DHS Finalizes End of “Duration of Status” for F, J, and I Visa Categories
On July 17, 2026, the Department of Homeland Security (DHS) published a final rule replacing “duration of status,” commonly shown as “D/S,” with fixed periods of admission for F academic students, J exchange visitors, and I representatives of foreign information media. The rule is scheduled to take effect on September 15, 2026. What Changed…
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